We are a cash buyer of homes and property

Home owners sell to us as a fast and hassle free solution to selling their home.

About Us

Optima Property Solutions is a cash buyer of homes and property. Home owners sell to us as a fast and hassle free solution to selling their home. We are interested in buying your home now whatever your circumstances and can move quickly to help solve your problems whatever the current state of repair or location.

We are happy to talk to you personally and in depth about any aspect of our business or how we might be able to help you, either on the telephone or in person. We realize that every situation is unique and there is no obligation or fee associated with any part of our service. We pride ourselves on tailoring our services to fit your needs.

We pay cash for your home to ensure a hassle free transaction, typically this means that we can buy your home in as little as 21 days*. Of course you don’t have to move out that quickly, we enjoy solving your problems and can work with you to find a mutually agreeable date. To provide you with the fast service to enable to move out of your home quickly all our offers represent a “trade value” – we usually offer between 75-85% of your home’s value on the open market, in return we offer you an immediate and professional service with a hassle free sale that you can rely on.

We appreciate that the solutions we offer might not be for everyone and our approach is to be open, professional and honest from the outset. We will even pay up to £1000 to cover your legal fees. We build our business on customer service, satisfaction and professionalism.

We are a small friendly company located within the West Midlands. However, we are interested in property nationwide and will be happy to make you an offer irrespective of your location.

*Depending on circumstances


We Buy Homes

Are you experiencing any of these and need to sell your home fast?

  • House not selling, people are viewing but no one is buying?
  • Offer fallen through? - 1 in 3 house sales do.
  • Need to relocate quickly?
  • Found another home but can’t find a buyer for yours?
  • Threat of repossession looming?
  • Inherited a house and want to sell quickly?
  • Lost your job and can’t afford the mortgage?
  • Fed up with dealing with Estate Agents?
  • Recent divorce and you both want to make a new start quickly?
  • Need to raise money to support your move into residential care?
  • Need to release the capital tied up in your house but don't want to move?

How we can help you with your sale?

  • We guarantee to make an offer on your home.
  • Completion in some cases can be as fast as 21 days.
  • We work hard to make the sale as hassle free as possible for you.
  • We offer the security of no downward chain to fall through.
  • Come directly to us and save up to 2% of the value of your home in estate agency fee’s.
  • We'll pay up to £1000 to cover your legal costs.
  • We offer a flexible service giving you security and peace of mind, we want to work with you to solve your problems.
  • We are a straightforward and easy to deal with company.
  • We will NOT charge you for a survey and there are no other fees associated with selling to us.

How much will you offer and are there any other costs?

There are no hidden costs when selling to Optima. We do not charge you for a up front survey fee like some other companies. In fact if our verbal offer is agreed we’ll pay for the survey fee and contribute £1000 to cover your legal fees which will be paid to you on completion.

All offers are subject to survey and valuation report. Due to our fast, cash service all offers are typically within 75–85% of what the property could be sold for on the open market. In return we offer a solid professional service with many benefits. If you do not have a solicitor we will be happy to recommend one. If you have any other concerns or considerations please let us know, we’ll be happy to talk to you.

Typical Open market sale has many costs that aren’t always obvious, to illustrate these costs we have outlined them in the table below showing an example of what you would expect to receive on completion for a £150,000 house sale. You also have added stress and worry that the sale could always fall through, 1 in 3 do. Not to mention the lengthy process, sometimes it can take as long as one year to complete.

Based on a £150,000 property Traditional Sales Costs Selling to Optima Costs
Typical accepted offer On average an accepted offer is 94% of the asking price £141,000 -
Your legal fees You have to pay your legal costs £500+ £0
Survey faults It is common to reduce an offer after survey by 2% £2,820 £0*
Estate Agent fees In the region of 2% + VAT £3,313 £0
Monthly mortgage payments Traditional sale on average takes at least 6 months @ 6.5% £4,972 £0
Total Cost £11,605 £0
Final payment to you 86.2% of market value and 6 months minimum of time and stress £129,395 Our offer for an immediate sale would be between 75-85%

*We would only reconsider our offer in the case of very serious structural issues.


How we Work

We strive to be the best home buying service and offer a viable alternative to a traditional sale when selling your home. We offer many benefits that include:

Speed

We can buy your house now, we don’t mind the location of condition. There is no need to worry about redecoration or the repairs, we have the experience to see though things that the public can’t. We will buy it now.

Certainty of sale

We deal directly with you, there are no agents involved and there is no chain to worry about. When we agree a price you have a sale that you can rely on, on the open market over 30% of sales never complete.

Easy no-hassle solution

We pride ourselves on making the entire selling process as stress free for you as possible. We always keep you totally informed as to the status and a dedicated manager will always be contactable should you have any query about your sale at any time. If you have any questions at all or need help at any time that’s what we’re here for.

No fees

We don’t charge you for a valuation and there are no agents fees to be deducted from the sale. What’s more we’ll even cover your legal costs up to £1000.

Honest and professional

We offer you a trade price for your house typically between 80-90% of the open market value. We are transparent in the way that we work and are always happy to share with you any research we have conducted, market data or professional independent valuations we have done.

To suit your needs

Most importantly we listen to you to understand you needs and your unique situation and work with you to put together a deal that is right for you.

5 simple steps

We have a five step process which allows us to move quickly to satisfy your needs, to find out more, please get in touch by calling 0121 288 7427 or fill in our contact form and we’ll get back to you within 1 business day.

Optima Property Traditional Sale
How fast? 21 days if you require Typically 7 months
Number of viewings? 1 12+
Certainty of sale? We always buy 1 in 3 fall through
Help with paperwork? Yes Limited
Sell and rent back? Yes No
Flexible move out date? To suit you No
Selling fees? None Typically 2% + VAT
Legal fees? We cover yours up to £1,000 You pay around £500

FAQs

How long does a sale take?

If you are in a rush to sell we can usually exchange and complete in 14 to 21 days. We tailor our service to fit into your needs. We strive to always keep you up to date as to what’s happening throughout the process, we will also provide you with a contact number of the person dealing directly with the purchase so that you can call anytime with whatever your query. We will also recommend and pay on completion up to £1000 to cover the fees of a solicitor that we know will act in a prompt fashion.

Do I have to move out straight away?

No, you don’t. We can fit into your needs and are happy to exchange but not complete for a period of up to 6 months. You have a legally binding sale in place which gives you the peace of mind of a sale while being able to take your time to make other arrangements.

What will it cost me?

There are no fees associated with any part of our service, we don’t charge a valuation fee or a survey fee, what’s more we’ll even pay up to £1000 to cover your legal costs.

What properties do you buy?

We buy anything, although mainly houses and flats.

My house needs repairs, will you still buy it?

Yes, we are happy to buy your property whatever the condition of repair.

Do you buy properties with tenants in situ?

Yes, we are happy to buy with tenants in situ.

Do you pay full price for my property?

We take into consideration a wide range of factors to make sure that our offer represents the best value for a fast cash sale. We offer many benefits over a traditional sale such as an immediate purchase with as little stress and hassle as possible. No estate agency fees and no public viewings and we work to fit in totally with your needs. For this service we buy at a ‘trade price’ for your home. Every property is unique and is taken on an individual basis but we pay between 75 – 85% of open market value.

What happens if my house is already on the market with an agent?

Normally the contract with the estate agent will allow you opportunity to find your own buyer without incurring fees. However we would advise you to read the details of your contact with any agent carefully. If you are at all confused and unsure we’ll happily look at it for you and can advise on the best course of action.

Can I rent back my house if I sell to you?

Yes, you can sell us your home and then immediately rent it back under an ‘Assured Shorthold Tenancy’ agreement. Please have a look at the ‘Rent Back’ section for more information.

Who do I talk to if I want to move forward?

We would welcome the chance to talk to you to see if we can help, please call us on 0121 288 7427 - or use the contact form and a representative will call you back within 1 business day.


Rent Back

Sell your house and rent it back

Optima Property Solutions also offers fast sale for cash service followed by the option for you to immediately rent your house back at the market rate or less.

This is an ideal solution for homeowners that are increasingly finding themselves in more and more debt and need to release the capital tied up in their home but don’t want to move. We pride ourselves on being flexible to your needs and can tailor all aspects of it, including the rent, length of the tenancy and also the possibility to buy back your home at an agreed price on a set future date.

What’s more we can even negotiate to give you an initial rent free period to begin the tenancy. We want to work with you to solve your problems.

How it works

You contact us on 0121 288 7427 and we’ll be around to see your property straight away to give a price for a fast cash sale. We’ll also look at comparable rental values for your area and house type and seek a 3rd party independent valuation of the rental value.

We will share this information with you and give you a written offer of the sale price and fair monthly rent at the market value or below. We can also detail a future price and date of a buy back option if you so desire.

We will buy your home quickly to put cash in your bank as soon as possible while you remain in your home for as long as you wish as a tenant.

Benefits Sell and rent back:

Fast sale, money can be in your bank in days
Rent back for as long as you like, no need to move
Future buy back option
Initial rent free period
£500 towards your legal fees

Call us today on 0121 288 7427 to make a start on sorting your future.

We build our business on customer service, satisfaction and professionalism.

Contact Us